There are mainly three types of motor insurance:

Full cover : It is a comprehensive cover for you and your car, in the event of an accident your vehicle will be covered as well as any other damage to someone else’s car or property. It also covers fire or theft.

Third Party Fire and Theft : provides cover for your vehicle for fire and theft plus any other damage to someone else’s car or property.

Third Party Only : provides cover if you accidentally cause damage to someone else’s car or property. It doesn’t cover repairs to your car or replace it if its stolen.